Think the Unthinkable | #1 Do my Children need Wills?

by Vince Whitefoord
Share to socials

In a new series of podcasts, we explore a variety of tricky subjects that may not have crossed some minds. In our first episode, we dive into the importance of writing a will at any stage of life.



At Chiltern, we believe it’s never too early to start thinking about estate planning. It isn’t just for the elderly or the wealthy, it’s a vital act of love and responsibility for people at every life stage. Whether someone is under 18, stepping into adulthood, or settling into life post-25, young people today often have digital assets, sentimental belongings, and financial responsibilities that deserve protection. Without a will, families can be left facing not only emotional distress, but also the legal complications of intestacy law, leading to unintended inheritance outcomes and inaccessible digital legacies. Despite growing awareness, many young adults and even parents still put off this essential task due to procrastination, common misconceptions, or the belief that loved ones will simply “sort it out.” That’s why we’re here, to make the process clearer, kinder and more accessible. We offer expert support in estate planning, inheritance protection, digital legacy management, powers of attorney and probate services. Our message is simple: prepare early, plan with compassion, and protect what matters most.

Has this resonated?

Get in touch to discuss your needs with one of our experienced advisors.


blog comment form

You may also like

Stay up to date with new Podcasts & Blogs

Make sure you are notified of any of our upcoming podcasts, blogs and news by subscribing to our newsletter below. This will also redirect you to download our free Whitepaper with plenty of information about Chiltern.
Subscription Form

An Icon of Elena Blair, an employee at Chiltern Corporation

Elena Blair

Elena holds the MCIPD qualification and has a wealth of HR, governance and compliance experience within blue chip multinational organisations. Committed to good practice, she strives to provide pragmatic and balanced advice and has great awareness of Corporate Social Responsibility. Elena has been acting as Vince’s personal PA and ran the Board Secretariat in his previous business.

An Icon of Lucy Tiddy, an employee at Chiltern Corporation

Lucy Tiddy

Lucy graduated from Manchester University and has spent most of her career in Financial Services. Her introduction to the industry was as a SIPP administrator at Legal & General, before progressing to SIPP manager responsible for implementing regulatory and tax changes. She then worked for a wealth management firm, before moving to Chalfont where she supports the Partners providing financial planning services to its clients.

An Icon of Andrew Twells, A partner in Chiltern Corporation

Andrew Twells

Andrew has 28 years of industry experience. After graduating from Cambridge University, Andrew trained as an actuary at Barnett Waddingham LLP where he became a partner and advised pension scheme trustees on funding and investment strategy. In 2011, he became Chief Executive Officer of its wealth management subsidiary, Barnett Waddingham Investments LLP which was acquired by Whitefoord LLP  in 2014. Andrew successfully integrated the business and was responsible for managing the Whitefoord SIPP. He subsequently served as Deputy CEO.  Andrew was closely involved in the Whitefoord’s compliance, governance and acquisition strategy.

An Icon of Vince Whitefoord, A partner in Chiltern Corporation

Vince Whitefoord

Vince qualified as an actuary in 1979 after graduating from Liverpool University and working for Duncan C Fraser, Consulting Actuaries and Crown Life Insurance Company. He set up an actuarial firm Whitefoord & Foden which provided pension trustee, actuarial and administration services. The firm was acquired by Abbey National Bank in 1995 and Vince continued working there for 3 years as Director of Actuarial and Consultancy and after he left as an employee, remained as Chair of their Pension Trustee Company for 15 years. In 2000, he formed Whitefoord Wealth Management, a private client investment and advice firm, where he worked as Chief Executive Officer until 2023.